So you need more information on mortgage rates huh..

So what in the heck actually makes up a mortgage rate??? What is a LIBOR index...why should I care???

And whats all this crying about a "sub prime" mortgage??? do I even have one???

Do you want answers to basic mortgage questions?

Mortgage answers.

How exactly and why do you invest in real estate???

Ok so everyone knows real estate is a good investment...market conditions dont matter to much AS LONG AS YOU INVEST THE RIGHT WAY!!!!!

So if your looking for investment info on the whys and wheres...hit this:
Real estate investing story.

Hmmm Tax credit for buying a house???

Cool things are afoot for those wanting to buy a home in the next year. The GOV has decided to sweeten the pot for those looking at getting a home.

Need more info?Tax credit for home purchase

Does California still set the trends in Real Estate?

California has started to show some intresting signs of movement in the area of Real Estate...recently the market was all but closed to military vets who wanted to use the benefits that they had earned, to buy a home, (It is my personal belief that American VETS are not given 1/10th the benefits they deserve) now with the falling home prices, vets can actually buy something larger then a phone booth in good old Hollywood land.

Does California still set the unoffical standered as far as how things go in Real estate???? Can we expect to see a up swing soon????


More information on Real Estate investing or buying in California.

Real Estate outlook....Is the turn around coming sooner then later???

So the white house has passed the MASSIVE stim package....but how is it really going to help those who invest in Real estate????

Are we starting to see signs that the market is going to turn around???

The following link gives a intresting view on the current market and the future.

Real Estate Outlook: Signs of Turnaround

Investing 101 "Warren's Way"

We have been hearing about bailouts for weeks now…how they are supposed to help get things rolling again. The question in my mind is how did we get here in the first place??

I will go on record and simply say we did it to ourselves. We spent too much while making to little…and now everyone wants to play the role of victim and get rescued instead of saving ourselves.

I think the biggest lesson we ALL should have learned from this mess is this:

The human animal will always find it easier to blame someone else or justify why they acted the way they did…long before they step up and take the blame for a course of action they choose to take.

I was listening to a radio show this weekend where every other comment was “well so and so sold this to them” or “it’s the banks that made bad loans”….
I say BULL.

No one EVER walked up to someone and put a gun to their head and said “YOU WILL BUY A HOUSE THAT YOUR CANT AFFORD!”

People always want more or something…we are never happy to just make do with what we have…we must have more….it is greed that got us here….nothing more.

So in closing I give you your homework assignment….follow this link and learn from it. Feel free to take notes…I know I do when this man speaks..


Warrens’ ideas on investing.

Real Estate investor leads

Okay, let's talk about realistic customer contacts, and how we can find potential customers.
For the sake of this article, I think that it's important that we state right up front that these tactics can be used by anyone. You don't have to be a real estate agent or mortgage broker.
Okay, that being said, let's move forward. The first thing you have to do when looking for new clients or customer contacts is make sure that everyone you know is aware that you are looking for just that. New clients.
So, start in your backyard. Talk to friends, family, associates, and colleagues. Ask them if they know anyone that wants to invest in real estate, purchase real estate, or whatever service you do pertaining to real estate. For example, if your gardener or a landscaper ask someone if they know someone who maybe in hotel or apartment management that may be looking for new gardener to tend their landscaping. The same thing can be done for someone who works in the pool and spa service industry.
Networking is absolutely critical to find fresh clients. Don't be afraid to offer say, a bird dogging fee. Paying someone to be a bird dog for you is a tried and true way of getting new leads for clients.

Advertising
When comes to advertising, every penny spent must be spent well. This being said, it's always the goal when having advertising to make a dollar for every dollar you spend at a minimum. If you have a real estate office, mortgage office, handyman, electrician, appraiser, home inspection business, or anything else that deals with real estate or real estate services. You must have some advertising.
The goal was advertising is to have your ad in a position where it is a long term placement. This can mean various locations on the Internet, such as directories, or established high traffic websites.
When it comes to real estate take in consideration that you have two audiences that are looking for you. The first member of the audience is the first time home buyer. This is the person that is looking specifically for you and your services to either purchase a home or maintain one.
The second member of this audience is the real estate investor. This is the individual that is basically the bread-and-butter of every professional in the real estate services or real estate profession. Typically they are looking to build a team of people that they can use on a regular basis. They will look for good real estate agents to bring them good deals, mortgage professionals who can find them a way to fund the that hard to fund loan, landscapers and handyman that will help them fix up that “fixer” property for a reasonable fee.
Think about it if it costs you $5000 in a year to advertise in a location that brings you $20,000 additional revenue. Isn't that a good investment on your part? Typically, I look for advertising it costs less than $500 a year.
Websites I would recommend advertising on for real estate professionals are as follows:
www.investor411.org this website allows you to place your name address and basic contact information online for free. If you're interested in having a link to your company website as well as background information on your company and an advanced listing. It's only $200 a year. This web site has over 200,000 companies listed on it and until 2008 was a private investor resource for real estate investors only.
www.investclubUSA.com this website is a small investor friendly Web community that focuses specifically on putting investors and investment projects together. There is no fee for this website. It is highly recommended, however, that upon joining. You fill out a membership profile completely to include all available information that you would like someone to use to contact you or your company.
The benefit of using sites, such as the above mentioned, is the fact that they cost very little that can potentially return a good profit for you. When you consider that the average burns up more than $400 in fuel costs a month. Spending $200, potentially on 24 hour day advertising is a sound investment.
Currently, real estate professionals all over the country are scrambling trying to make ends meet. Low cost 24 hour day advertising is the current trend is picking up steam. You no longer have the time to post flyers or door hangers that will just be torn off and thrown away.
Think about advertising 24 hours a day, seven days a week, focused on people that are looking for your services. That's the beauty of being online and working online with advertising.
For additional ideas and tactics read RE Leads: where are they hiding?